Mortgage Brokers for Bournemouth & Dorset

We are an independent mortgage broker in Bournemouth we cover all of the surrounding areas. Our goal is find you the best deal by using our industry knowledge together with our local experience.

We will search the whole of the market to get you the best deal, and are not tied into one particular group of suppliers.  This means we are entirely independent and can match you with the deal best suited to you.

When we offer you advice our primary concern is you as the client.  With our high level of service, and a refreshingly honest and open approach to financial consultancy, our extensive knowledge of the market, we are committed to getting only the very best new mortgage for you in as simple and as straightforward a manner as possible.

Your Mortgage Advisor in Bournemouth

When you use us as your mortgage broker we will review your personal circumstances in an initial meeting which is completely free of charge.  After this meeting you are under no obligation to use our services although many do.

We have access to industry leading technologies to ensure that our advisors are constantly up to date with the very latest packages and rates available through the UK housing market, we do this to make sure that we can source the best deal for you quickly and efficiently without missing any potential lenders. This means that we can support buyers in a all sorts of different circumstances.  We can offer independent advice for people moving house, re-mortgaging, buy to let landlords, and also first time buyers.

If you do decide to choose us as your preferred mortgage brokers in Bournemouth then we will take the time to understand your financial wants and needs in order to understand you as a client and match you with the correct deal for you as an individual.

Our Ethos

We pride ourselves on being very friendly and approachable with a plain-talking approach.  As an independent mortgage advisor we feel this is so important as we want all our clients to feel comfortable in recommending us to family and friends.  We are confident that you will be happy with our services and view as a value for money broker, with a reputation to match.

By taking this approach we have built our business up on a solid foundation of customer service, and have successfully helped local residents through some of the most turbulent times that the UK economy has seen in many years.

With our in-depth knowledge of the market place through our daily dealings with UK lenders, our team of independent advisors in Bournemouth know the right companies that are willing to help you and what information they need for a successful application.  This means that as a broker we make sure that your application is dealt with in a timely manner with minimal stress to you the customer.

Why Use Us?

Independent: As an independent consultancy we have “whole of market access” meaning we can use all of the lenders in the UK. We are not limited to a handful of lenders that may not be best suited to you. We decided to operate our business in this way to be able to have the best customer offering to our local area. It allows us to be wholly impartial getting you the best deal.

Trusted Reputation: Our trusted team of Mortgage brokers have built up a fantastic reputation in Bournemouth, Dorset, and Poole plus the surrounding areas.  Most of our business is from referrals where existing customers recommended us to give advice to their family and friends in the town.

Experienced: With over 20 years of experience in the broker industry we have seen many changes through regulatory rulings effecting the housing market. We offer a high level of customer service delivered quickly and efficiently. We pride ourselves on being creative and keeping abreast of changes that can affect us and our client’s lives.

Market Knowledge: We know the market inside and out due to our years of experience and the sheer volume of clients we have helped. We currently have an experienced team of mortgage advisors in our Bournemouth office who are professionally qualified with solid industry knowledge.

Market Access: We have access to the best deals and being “whole of market” allows us to be a truly independent mortgage broker in Bournemouth and make sure that our client’s needs are always met first and foremost.

Qualified: Our brokers and advisors are qualified with CeMAP CertPFS DipFA qualifications, and some of them attended Bournemouth University on finance courses before joining our local offices.

 

How We Work

We do much more than just compare rates. We get to meet with a lot of new clients who have seen introductory rates on the internet with various lenders that they initially feel are the best product for them. Sometimes these rates can be fine but we believe that a mortgage is not only about a rate.  It’s also about you and what you need from any financial plan.

We look to understand you as an individual and understand that sometimes the lowest interest a rate might not in truth be right for you.  For example, you might have been offered a low rate of 2.5%, but if it’s on a 10 year fixed rate and you are buying your first home then there might be considerations on what the costs could be to exit the deal in the future.

We build up a picture of what is important to you and look for rates, terms, and flexibility to match your future plans – we want you to have exactly the right package to help you secure the property today but also be ready for what tomorrow brings.

By using us as your independent mortgage advisor in Bournemouth you can be sure of having the peace of mind in knowing that we have individually sourced and secured thousands of offers so truly understand the processes involved.

Our local clients come back to us time and time again because we work for the customer, not the lender with your best interests at heart.  With no ties to certain lenders we can solely concentrate on you, the client, and getting the best deal available today for your house or property purchase.

What Does Independent Actually Mean?

You might ask yourselves, aren’t all advisors independent?  Well actually, no.  There are three different types of mortgage brokers operating in Bournemouth.  Here’s an overview of how they work and why we are very different.

– Tied: This is where they can only offer advice on one lender. In typical scenarios you will find this type of adviser or broker in a high street bank.

– Multi Tied : Meaning they have a panel of lenders that they can offer advice on. You will normally find these broker types in estate agents or working as part of a generic brokerage.

– Independent: This is how we work and is where the adviser has access to the whole of the market in order to offer advice on any mortgage lender in the UK.

What Types of Clients Can We Help?

We offer a full service and range of advice for people in Bournemouth, Poole, and Dorset.  Below is a list of some of the more common scenarios that we can help with.

– First time buyers
– Help to buy in Bournemouth
– Re-mortgaging for a better deal
– Moving up the property ladder
– Buy to let and landlords
– Debt consolidation
– Shortening your terms
– Taking advantage of government schemes
– Part buy or part rent
– Right to buy

Contact Us Today

These are just a few of the options that our mortgage broker Bournemouth services can help you with – and we will always explore the different ways that your financial needs can be met. With so many different deals and types available, by using our brokers as your choice for advice then we will be committed to helping you to make the most of your money with best deal available.